Cigna TTK Health Insurance Co. LTD. was established in November 2013 and started its operations in February 2014. It is well known for its health insurance plans in the insurance market.
Cigna TTK has good news for people who are looking to get their surgeries done outside India. It is offering health insurance coverage over boundaries. Now, you can avail health insurance coverage and benefits outside the country.
Treatment expenses, nursing expenses, room rent for hospitalization, day care treatment and recovery room charges are covered under Cigna International Health Insurance Plans.
Expenses for the following are covered under this plan
- Prescribed medicines and dressings expenses for inpatient or day care treatment.
- Operating theatre
- Treatment room rent for hospitalization more than 24 hours.
- Any type of intensive therapy.
- High dependency unit.
- Coronary care.
Surgeon and Anaesthetists Fees
In case of surgery, this plan also covers an inpatient, day care or outpatient expenses.
Specialists’ Consultation Fees
Cigna TTK International Health Insurance Plan pays in total for regular visits by a specialist during your hospital stay including intensive care by a specialist for as long as is medically required.
Hospital Accommodation for a Parent or Guardian
It offers maximum amount mentioned per policy tenure.
If an insured is under the age of 18 years old needs a medical treatment and it is mandatory to be hospitalised overnight, the insurance policy will also pay for hospital accommodation for his or her parent or legal guardian, only in the following cases:
- Accommodation is available in the same hospital
- The cost of room rent is nominal.
Organ Transplantation, bone marrow and stem cell transplants
This insurance plan pay for hospitalization treatment arising out of an organ transplant, for the insured only if:
- The organ transplant is medically important, and the organ need to be transplanted has been given by a member of the policyholder’s family or is taken from a verified source.
External prosthetic devices/surgical and medical appliances
It covers the maximum amount as mentioned per policy tenure.
- An important device or appliance that is a necessary for treatment immediately after the surgery for as long as is required medically.
- An important device or appliance that is necessary and is part of the recuperation process for a short-term basis.
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In case of adult this plan bears the expenses incurred for one external prosthetic device and for children up to the age of 16, it bears the initial prosthetic device and up to 2 replacement devices.
More extensive outpatient hospitalization expenses for treatments that doesn’t require an overnight stay in hospital. It also includes prescribed outpatient medicines and dressings.
International Medical Evacuation
Medical evacuation in case the treatment is not offered locally at the time medical emergency, repatriation, allowing the policyholder to return to their home country.
International Health & Wellbeing
This helps you to proactively managing your own health. It allow you to avail medical tests against common illnesses and reassurance with regular physical examinations.
International Vision & Dental
It additionally also includes vision care that offers an eye test and a wide range of preventative, regular and major dental tests and treatments.